Credit Risk Senior Analyst
KrakówCredit Risk Senior Analyst
Kraków
NR REF.: 1164808
Your new company
Our client is one of the largest banking and financial services institutions in the world, located in Krakow.
Your new role
The Credit Risk Portfolio Management team is responsible for collateral assessment and production of reporting, analytics and management information covering the Wealth & Personal Banking lending activity. The team stakeholders are mainly local regulators, Board of Directors, Finance and the Risk function. The team also plays an important role in the implementation of new lending framework and other internal project affecting the activity of WPB. Credit Risk Senior Analyst is able to analyze large data sets in an efficient way, providing relevant information to the managements about trends and drivers in the lending activity. In addition, the person is able to assess the collateral eligibility within the existing methodology.
Key Accountabilities:
What you'll need to succeed
What you'll get in return
What you need to do now
If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV, or call us now.
Kraków
NR REF.: 1164808
Your new company
Our client is one of the largest banking and financial services institutions in the world, located in Krakow.
Your new role
The Credit Risk Portfolio Management team is responsible for collateral assessment and production of reporting, analytics and management information covering the Wealth & Personal Banking lending activity. The team stakeholders are mainly local regulators, Board of Directors, Finance and the Risk function. The team also plays an important role in the implementation of new lending framework and other internal project affecting the activity of WPB. Credit Risk Senior Analyst is able to analyze large data sets in an efficient way, providing relevant information to the managements about trends and drivers in the lending activity. In addition, the person is able to assess the collateral eligibility within the existing methodology.
Key Accountabilities:
- Carry out assessment of various financial instruments offered as Lombard collateral
- Ensure the collateral is assessed in line with the methodology covering all relevant risk factors
- Build strong understanding of the lending framework and share the knowledge with stakeholders
- Support / lead initiatives to enhance the existing methodology
- Ensure the Credit Policy is correctly implemented in local systems with appropriate controls in place
- Undertake credit-related periodic reports in a timely and accurate manner
- Perform analysis on the drivers of changes in credit exposure / collateral and provide insight into the main risks within the wealth book
- Ensure that the appropriate level of monitoring and control is undertaken when analysing credit data
- Handle and analyse large datasets. Reconcile and consolidate returns for global reports
- Improve existing and develop new reporting tools
- Analysis and reporting on financial products held as Lombard collateral in Wealth portfolios
- Monitor concentration and various exposures in the book
- Review market movements and analyse the potential impact
- Perform volatility, simulation and stress testing analysis for new and existing credit facilities
- Ensure that existing risk factors remains conservative enough given changes in the market conditions
- Provide adequate analysis on Lombard portfolios
- Proactive attitude to improve quality of analysis
What you'll need to succeed
- University graduate in finance, mathematics, computer science or any other quantitative related degrees
- Preferably international financial/risk accreditation e.g. CFA, FRM, PRM
- 2+ years of relevant experience in banking e.g. Risk, Product Control, Front Office, Middle Office
- Good understanding of various financial instruments and/or risk management measures
- Very good MS Excel skills (technical formulas, Pivot, VBA) is a must, Access is an advantage
- Strong presentation and interpersonal skills
- Self-starter with ability to think out of the box and challenge the status quo
- Very good skills in English, French would be a plus
- Administrative efficiency and excellent time management
- Excellent attention to detail and a disciplined approach
- Ability to handle multiple concurrent tasks and projects and work under pressure
- Strong team player with very good communicational skills
What you'll get in return
- Long-term job in one of the largest banking and financial services organization in the world
- Language / Studies Reimbursement Scheme
- Professional trainings
- An environment where you will be given space to take ownership and accountability for your work
- A Team of professionals that will help you develop & succeed
- Employees’ benefits: private medical and dental health care, Multisport Card, life insurance
What you need to do now
If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV, or call us now.
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