Eastern Europe Credit Manager
Katowice Eastern Europe Credit Manager
Katowice
NR REF.: 1085890
At Guardian , we share one Vision – to create value for our customers and society, and to constantly innovate to improve the value we create. Guardian and its family of companies employ 17,000 people that live and work in over 25 countries across five continents, playing diverse roles in multiple industries.
Guardian is a subsidiary of Koch Industries - one of the largest private companies in America with a presence in about 60 countries, employing more than 120,000 people worldwide. Based in Wichita, Kansas, Koch owns a diverse group of companies involved in refining, chemicals, and biofuels; forest and consumer products; fertilizers; polymers and fibers; process and pollution control equipment and technologies; electronics; information systems; commodity trading; minerals; energy; glass; ranching and investments.
By applying the same shared values that unleash prosperity in free societies – such as value creation, integrity, responsibility, free speech and tolerance – we encourage each other to take initiative and to challenge.
One team with one ultimate goal: One World. Made Better.
Role: Eastern Europe Credit Manager
Responsibility: Reporting directly to the Regional Credit Manager Manager and business partnering the Commercial team to coordinate all credit requirements for Eastern Europe (PL, HU, CZ, TR…. exact area will evolve) core responsibilities are:
This will involve the following core expectations:
Katowice
NR REF.: 1085890
At Guardian , we share one Vision – to create value for our customers and society, and to constantly innovate to improve the value we create. Guardian and its family of companies employ 17,000 people that live and work in over 25 countries across five continents, playing diverse roles in multiple industries.
Guardian is a subsidiary of Koch Industries - one of the largest private companies in America with a presence in about 60 countries, employing more than 120,000 people worldwide. Based in Wichita, Kansas, Koch owns a diverse group of companies involved in refining, chemicals, and biofuels; forest and consumer products; fertilizers; polymers and fibers; process and pollution control equipment and technologies; electronics; information systems; commodity trading; minerals; energy; glass; ranching and investments.
By applying the same shared values that unleash prosperity in free societies – such as value creation, integrity, responsibility, free speech and tolerance – we encourage each other to take initiative and to challenge.
One team with one ultimate goal: One World. Made Better.
Role: Eastern Europe Credit Manager
Responsibility: Reporting directly to the Regional Credit Manager Manager and business partnering the Commercial team to coordinate all credit requirements for Eastern Europe (PL, HU, CZ, TR…. exact area will evolve) core responsibilities are:
- Optimisation of credit risk to create superior (risk adjusted) returns
- Support the collection of accounts receivable with direct responsibility to resolve hard to collect or bad debt cases as and when they occur.
- Decision rights for the release of hold trucks for Iberia lead financial customers
- Routine communication on credit risk exposure and AR based analytics
- Support ad hoc regional and global credit initiatives
This will involve the following core expectations:
- Act as a value added business partner for credit forming a strong partnership with the commercial team. Value needs to be created through the absorption of profitable risk to create superior (risk adjusted) returns as aligned with shareholders risk appetite.
- Application of Guardian’s risk optimisation framework to appropriately identify, investigate (understand) and communicate:
- Customers risk profile - where necessary using standard financial model + visits
- Customer risk adjusted return - marginal analysis
- Take Bet criteria
- Support effective collection activity directly intervening and resolving hard to collect customers and bad debt customers as and when they occur. ( partnering with outside sales as support to OTC team)
- Minimise the number of held trucks and efficient and timely release of those that are held. Decision rights to release these trucks due to an overdue payment or over credit limit as per Credit guidelines and policy
- Communication to commercial, finance and other relevant leadership stakeholders. This will include at a minimum:
- Bet criteria for high risk bets taken
- Commercial meeting support e.g. cyclical sales meetings
- Monthly report with agreed KPI’s
- Cyclical bad debt analysis
- Report for bad debt customers (situation and actions)
- Support ad hoc regional and global credit initiatives
Prosimy o aplikowanie poprzez przycisk znajdujący się po prawej stronie ogłoszenia.
